Seed Financial – Your Trusted Partner in Business Financing

   At Seed Financial, we specialize in offering customized financial solutions tailored to meet the unique needs of every business. Whether you're a small business looking for fast working capital or an established company seeking long-term financing options, our diverse range of financial products will help you achieve your goals. Explore our core offerings:

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Merchant Cash Advance (MCA)

    Unlock fast, flexible financing with Seed Financials’ Merchant Cash Advance. This innovative funding solution allows businesses to access a lump sum of capital in exchange for a percentage of future sales revenue, typically drawn from credit card transactions. Unlike traditional loans, no collateral or high credit score is required, making MCAs ideal for businesses that need immediate cash flow to cover expenses, manage seasonal downturns, or seize growth opportunities. Key benefits include quick approval, flexible repayment terms based on sales, and access to funds in as little as 24 hours. 

 

Term Loan

   Seed Financial offers Term Loans designed to provide businesses with structured financing and predictable repayment schedules. With competitive interest rates and fixed monthly payments, a Term Loan is perfect for those looking to finance business expansion, purchase new equipment, consolidate debt, or cover large operational expenses. Our loans are structured to suit your business needs, with terms ranging from 1 to 10 years, giving you peace of mind to plan for the future.

Key benefits include flexible loan amounts, fixed interest rates, longer repayment terms, and minimal upfront fees.  

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SBA Loan (Small Business Administration)

   As a certified SBA Lender, Seed Financial offers government-backed SBA Loans designed to help small and medium-sized businesses thrive. SBA Loans come with lower down payments, longer repayment terms, and attractive interest rates, making them an ideal choice for businesses looking to fund large-scale projects like real estate purchases, equipment financing, or business acquisition. We handle the entire application process, ensuring you secure the capital needed with as little hassle as possible. Key benefits include: lower interest rates, extended repayment periods (up to 25 years), and flexible use of funds for everything from working capital to fixed asset purchases.

  

Hard Money Lending

   For real estate investors and businesses in need of fast, short-term financing, Seed Financial’s Hard Money Loans provide quick access to capital based on the value of your property or assets. Hard Money Lending is ideal for situations where traditional bank financing may take too long or where credit issues may be a hurdle. These loans are perfect for real estate purchases, fix-and-flip projects, or bridging the gap between financing needs. Key benefits include: rapid approval, minimal credit checks, asset-based lending, and fast funding for investment opportunities. 

 

Factoring

   At Seed Financial, we also offer Factoring solutions for businesses that need to convert unpaid invoices into immediate cash flow. Factoring, also known as accounts receivable financing, enables businesses to sell outstanding invoices to Seed Financial at a discounted rate. This financial service is ideal for businesses with long payment cycles that need to accelerate cash flow to meet payroll, cover operational costs, or fund new opportunities without taking on debt.

Key benefits include immediate access to working capital, no need for collateral, flexible terms, and improved cash flow management. Factoring allows you to focus on growing your business while we handle the collections.

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